26 Best Online Payment Gateway and Merchant Services, Solutions and Providers for eCommerce Websites

26 Best Online Payment Gateway and Merchant Services, Solutions and Providers for eCommerce Websites

If you are thinking to setup an eCommerce website to process credit card payments and manage customer accounts online, you need to know what are the best, popular and safe online payment gateway and merchant services, solutions and providers available there in the market for eCommerce business and websites. For running an eCommerce website, you need to establish merchant accounts and configure payment gateway to provide effective and reliable online payment processing solutions to your customers. If your think your customers should have best buying experience on your eCommerce website, you should consider following list of  best online payment gateway and merchant services, solutions and providers for eCommerce websites.

1. Flagship Merchant Services

Whether you're an up-and-coming startup or an established enterprise, Flagship Merchant Services provides the best way to accept credit cards online. With all the right features and a competitive price point, Flagship Merchant Services sets the stakes high for the competition. The secret to this best-of-breed credit card processing company is that it combines the popular First Data payment processor with the industry-leading Authorize.Net payment gateway.

2. Intuit Merchant Services

Intuit has long been a familiar name to business people, finance professionals and entrepreneurs. Quicken and TurboTax are Intuit's most prolific products, and chances are you’ve probably used an Intuit product or service at some point in the past. Intuit Merchant Services for web stores is an extension of its payment processing solutions that allows clients to process, automate and manage credit card, debit and check transactions online. Whether you’re new to eCommerce or simply want to update your old PayPal buy buttons, Intuit offers an effective and easy-to-implement online payment gateway. For web merchants without a team of programmers on hand, Intuit makes setting up a payment gateway easy and affordable. 

3. Authorize.Net

Whether you operate a brick-and-mortar storefront and want to expand online or are just entering the eCommerce arena for the first time, Authorize.Net offers reliable and effective payment processing solutions. The company boasts a large and loyal client base. And in addition to its widely used payment gateway, it provides hosting services, shopping cart software and everything else you need to process credit card payments online. Authorize.Net offers every service a merchant needs to do business, but if you’re just getting started, the whole process can be intimidating.

4. GoEmerchant

GoEmerchant will have the most appeal for business people entering eCommerce from scratch. The service provides everything a person needs to develop a web storefront, process credit card payments and manage customer accounts. From establishing a merchant account to configuring a payment gateway, GoEmerchant will guide you through the complicated process and have you up and running quickly and confidently.

5. CyberSource Essentials

CyberSource offers services designed for merchants of every size and type. In the eCommerce arena, their CyberSource Essentials all-in-one package is one of the most professional and flexible payment gateway solutions. Their comparatively high fees and rates will deter large volume merchants, but given the high quality of their services, CyberSource Essentials is a perfect candidate for smaller companies with a need to process credit cards and payments online.

6. E-Commerce Exchange

If you are looking for payment gateway services so that your customers can pay you online, you might consider opening merchant and gateway accounts with a registered reseller for Wells Fargo Bank: E-Commerce Exchange. Unlike some of its competitors, this service does not force you to use it for both a merchant account and payment gateway. If you already have a merchant account, you can use this service as your gateway. If you need a merchant account and a gateway service, this vendor can provide you with both.

7. Chase Paymentech

Chase Paymentech provides comprehensive payment processing solutions for retailers of every type. From physical credit card swipers to gift card numbers online, Chase’s merchant services are flexible and can be tailored to any business model. For webstores and eCommerce sites with a need to process credit cards, debit cards and e-checks online, Chase Paymentech has a number of solutions suitable for charities, small businesses and companies handling a large volume of transactions. Apart from some steep cancellation fees and rigid contract agreements, it’s hard to find a payment gateway that’s easier to implement or operate.

8. Paypal Website Payments Pro

For nearly a decade, independent ecommerce sites have been using PayPal as their default payment processing solution, because it helps them avoid hassles associated with merchant accounts, online credit card transactions and returned charges. Recently, PayPal began offering merchant accounts to go with their Payflow payment gateway. With their Website Payments Pro, clients get set up with a merchant account and can begin processing credit cards online. No longer an amateur fund transfer service, PayPal Website Payments Pro offers everything the merchant needs to do business online.

9. MerchantPlus

MerchantPlus operates the NaviGate payment gateway. It provides an effective and easy-to-implement payment processing solution for online merchants and eCommerce businesses. If you’re planning to take your business online, MerchantPlus offers comprehensive credit card processing solutions that will integrate with most shopping cart software. We think the merchant services provider is particularly appealing to those new to accepting credit cards online—their support staff is helpful and they disclose all fees and contract agreements up front.

10. Merchant One 

Merchant One offers solutions tailored for businesses processing payments in a variety of contexts. Whether you represent a physical retail space or a solely online eCommerce site, Merchant One can provide you with the equipment, software and credentials necessary to process credit cards. In terms of conducting business online, the Merchant One payment gateway integrates well with typical shopping cart software and gives merchants the flexibility necessary to operate a webstore or subscription-based service effectively.

11. The Transaction Group

Whether operating a brick-and-mortar store or just getting started as an entrepreneur, processing credit cards online is a mandatory part of any sound small business model. The Transaction Group is partnered with the Authorize.Net payment gateway to provide easy-to-implement payment processing solutions to eCommerce businesses and webstores. Regardless of whether you’re a retailer or provide a subscription based service, The Transaction Group can help you begin processing credit card payments online in just a couple of days.

12. Google Checkout

Google Checkout is Google’s answer to PayPal. Google Checkout allows users to pay for goods and services through an account connected to their Google profile. The major benefit that Google Checkout has over the competition is that millions of Internet users use Google for other services, making a purchase through Checkout a simpler process. 

Google Checkout fees start at 2.9% + $0.30 per transaction for sales less than $3,000. The percentage they take goes down depending on monthly sales volume. 

13. Amazon Payments

Amazon Payments allows its users to receive money using its API (and to send money out via ACH). Popular crowdfunding site Kickstarter uses Amazon Payments. 

Amazon Payments fees start at 2.9% + $0.30 per transaction for payments over $10 (the percentage they take is less for larger transactions). For payments under $10, the fee is 5.0% + $0.05 per transaction. 

14. Dwolla

Dwolla is a direct competitor to PayPal. One of the newcomers in the third-party payments space, the company is processing over $1 million per day. Setting up Dwolla payments is similar to PayPal, although Dwolla doesn’t have the same name recognition as their competition.

There are no fees for transactions less than $10. For transactions over $10, Dwolla charges $0.25 per transaction. 

15. Stripe

Stripe provides an excellent payment solution for web developers who would like to integrate a payment system into their projects using Stripe’s robust API. By bypassing the traditional sign up process, Stripe acts as a merchant account for its providers, handling all PCI compliance and merchant approvals.

Stripe charges 2.9% + $0.30 per transaction with no setup or monthly fees. 

16. Braintree

Braintree is an online payment gateway and merchant account solution known for working with popular tech startups such as Airbnb and LivingSocial.

There are no set-up or monthly fees. Transaction fees are 2.9% + $0.30 per transaction for qualified cards.

17. Samurai by FeeFighters

Samurai is a payment gateway and merchant account solution. The company’s main product, FeeFighters, is a tool to help merchants compare rates for merchant accounts. Samurai was developed as a direct competitor to Braintree and other gateway/merchant solutions and offers customers a payment gateway or a gateway/merchant account package.

For their gateway/merchant solution, Samurai takes 2.3% of all sales volume, costs $25 per month and charges a $0.30 fee per transaction. 

18. WePay

WePay is a payment processor that allows Internet merchants to accept credit cards and bank account payments online. WePay seems to be focused on the individual user, and has recently added e-store pages to their service to help their customers conveniently take in payments (e.g. event tickets, products, donations and so forth) through their service.

WePay charges a 3.5% transaction fee (with a $0.50 minimum) for credit card transactions and $0.50 for bank payments, with no setup or monthly costs.

19. 2Checkout

2Checkout is another payment processor that combines a merchant account and payment gateway into one, allowing customers to receive credit card payments as well as PayPal payments. The company offers international payments, shopping cart stores as well as a recurring billing feature.

20. iPay88

iPay88 is a Malaysia-based Internet Payment Gateway Solution, It's a practical, no-frills and cost effective online payment solution designed just for SMBs. Neowave has partnered with iPay88 and pre-built the support for iPay88 into our webShaper e-commerce software solution so you can start taking credit card payment for your products with just a few simple steps.

21. WorldPay

WorldPay operate in over 40 countries and is a major global leader in payment processing. WorldPay pioneered online payments for small and medium sized businesses and process millions of online payments every day.

From face-to-face transactions, to online and phone transactions, WorldPay provides an effective, secure service.

22. MOLPay

MOLPay offers a wide range of e-commerce payment solutions - from online payment acceptance and processing to fraud management to payment security. MOLPay processes more than MYR1 billion transactions a year.

23. Skrill (Moneybookers)

Skrill helps online business websites accept credit and debit cards. It’s a very basic payment gateway – a simple solution for small businesses. Skrill is used by over 120,000 merchants with more than 100 payment options and 41 currencies covering 200 countries and territories. Skrill processes payments in such a way as to help your customers feel secure, since they do not give personal payment information to the seller. It does not require the sender to register an account, only the recipient.

24. Payza

Payza is yet another quick and convenient method to receive funds from customers. With over 9 million members, Payza offers its services in 197 countries and in 21 different currencies. Payza offers foreign exchange services, fraud screening services, email invoicing, mass and single remittances and business management tools. If you use Payza it means you will have access to many great tools such as checkout payment buttons, shopping cart integration, merchant marketing kits, online invoicing and payouts.

25. Quickpay

QuickPay is another safe choice for online payment transactions. QuickPay works with all common credit and debit cards as well as other popular payment methods such as Paypal, Sofort Banking and other e-banking facilities. With QuickPay payment solutions, there are no sign up fees and you can access all common payment types within the one solution. Also, they have a great API to code with.

26. Sagepay

Sage Pay delivers secure and efficient payment services processing millions of payments each month for over 40,000 businesses. Payments are processed securely online and over the phone with streamlined integration to your website or e-commerce platform. There are no contracts or hidden fees, however, the merchant account application process can take quite a long time, about 5-10 working days.